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Visa - The number 1 payment method in online casinos

No question, the most common payment method on the Internet remains the credit card. First of all the small blue card with the curved V. For almost 70 years, the credit card helps us pay us in cashless payment. And since the payment on the Internet has come to it, it is from daily use in online shops and virtual gambling halls Do not indemnify. Because Visa is running: the money has been transferred immediately and the purchase for both sides closely completed.

Visa’s instant payment principle is particularly useful when playing on online gaming platforms. Because immediate payment also means enjoying your favorite games straight away. For you as a customer, the credit card guarantees that the provider will get his money. This means that the casino operator does not have to wait for his money or even sit down for it. And you as a customer do not have to argue directly with the casino operator about payments. The credit card does all of this for you first.

And of course that has its price. Not every bank offers your customers a free VISA card. Partly charges may be required. What the payment method means exactly for you as a customer and what ways do you have in online casinos, we have put together here for you.

Deposits and withdrawals with Visa

Paying with the Visa credit card is quick and easy. Simply enter the sequence of numbers given on the card, activate the three-digit check digit to activate it, enter the desired amount of money, done. It couldn't be more inconvenient. But what happens in the background? With this form of payment, the amount is not immediately deducted from the customer's bank account, but rather parked. This gives the customer the opportunity to balance their account for a certain period of time, more precisely: until the end of the month. Hence the name "credit" card.

The payment service provider gives you an advance, so to speak, before demanding the money back from you. This is because the amount will only be debited by Visa after a certain period of time.

How do I get the Visa card?

The Visa credit card is issued by a bank. But not every bank offers this service. We have selected a selection of the most famous banks in India:

  • Commerzbank
  • Deutsche Bank
  • Degussa
  • Postbank
  • Hypo club bank
  • Hamburger Sparkasse (and many other savings banks)
  • Targobank
  • Volksbank

How to get your visa:

  1. First, ask your bank whether they offer a Visa credit card
  2. Find out about the terms: Are there any fees in the map? What is the granted credit framework?
  3. Select the map matching for you. From Classic to Infinite many options are conceivable. Your bank will be able to advise you.
  4. Your credit card will be sent to you. Now sign on the back.
  5. Only pay with Visa if the corresponding symbol is shown next to the payment methods.

Deposits on the player account with the Visa credit card

There are no problems at all with the Visa when charging the customer account. Since it rarely happens that Visa is not offered as a payment method, this credit card is the most common, but also the fastest method to top up your player account. All you have to do is enter the name of the cardholder, the credit card number and the validation date. These digits are made up of the two-digit month number and the two-digit year number.

Finally, the check number is entered, which guarantees that no computer was active here, but a real person - a safety precaution for you. The next important thing is of course the amount that you want to post to the player account. Even if a credit card tempts you to be generous, keep in mind that this amount will be deducted from your account at the end of the month. If there is not enough funds in your account, your bank or Visa will charge considerable fees, just as it would if you were to repay a loan.

As a tip: To prove to that, you should not pay with a credit card as if you would handle a direct transfer that will be deducted from your account.

Visa withdrawals

If you have deposited money into your player account with a Visa credit card, it will only be paid out to this credit card. The reason for this are strict EU regulations, which are intended to prevent money laundering otherwise. Often there is also an identity check, the so-called ID check. This will also be necessary for the deposit from September 2019 with a two-stage security process. Then there is not only the identification of the verification number, but also the presentation of a PIN or the biometric fingerprint, depending on the casino.

In contrast to the deposit, the payment is usually not made immediately. Most virtual gambling halls have waiting times of up to several working days. You should always keep this in mind if a quick payout is important to you.

fees

Most Internet gambling halls do not charge any fees for online payments with Visa. The reason for this is the simplicity of payment. Online casinos get their money paid out immediately. This saves time and nerves for casino operators and most providers thank them for that by not passing their Visa fees on to their customers.

On the bank side, however, you as a customer may incur fees if this has been stipulated in your contract. This means that at the end of the month a fee for paying by credit card is deducted in addition to the amount, or you pay a monthly or annual fixed amount for the card. That depends entirely on the conditions of your bank. Nowadays, however, the Visa card is usually part of the free additional offer of banks.

Can Visa also be used for mobile payments?

The ability to play via smartphone, tablet and Co. is now part of the standard of each virtual game casino. Not only the websites must be optimized, but also any apps. Normally, all modern online casinos have this possibility in the program. The procedure is always the same: Name and credit card number specify, verify with the test number and a PIN - and the money is also transferred from the road.

Bonus offers for the numbers with VISA

Some online casinos offer bonuses for numbers with a VISA credit card. These are bonuses such as 100% to the first deposit or free spells issued to the customer as soon as an account charging is done. This can have different reasons. An advantage is obvious: The gambling portal gets his money immediately and does not have to wait for a confirmation from your bank for a long time. But it can also be an advertising measure of Visa.

It is only important for you that you read the conditions of participation for the bonus carefully. Because sales conditions are almost always hidden behind it. The bonus amount must usually be paid several times Automaten des Casinos be implemented before it can be paid.

How safe is the numbers with VISA?

Some time ago, it was repeatedly warned to pay thoughtlessly on the Internet with credit card. This is mainly due to the easy handling. You only need the name, the credit card number and the check digit on the back. Already can be paid. What the real life is valid also applies to the virtual. Because as simple as a card can be drawn with these data from the bag of an unsuspecting, it was easy for the initial times of the Internet to intercept data from users especially for unprotected websites.

Even today, they are not immune to become victims of fraud. Nevertheless, the situation has improved significantly. Due to the SSL encryption of the common online casinos, external experiments are made virtually impossible to intercept card numbers. These are thus encoded so that foreign parties can not read them. In addition, the introduction of a second identity test that, as mentioned, should also apply for credit cards from September 2019. The more security issues, test numbers, etc. are introduced when paying with credit card, the more secure the numbers with visas.

What you always wanted to know about Visa

Visa is not only the name of the credit card, but also the name of the company that invented the card. He stands for "Visa International Service Association" and was founded in 1970 in California in the USA. The aim was to develop a map that allows all people to go out of the house without cash or thanks to the map quickly and uncomplicated credit if the monthly salary on the bank has not yet arrived.

In return, the company charges fees that it collects from the cardholder's account. The listed company has grown into one of the richest ever. It currently ranks 164 on the Forbes list and had sales of $ 20 billion in 2018.

Information about payment service provider Visa
Company name Visa Inc.
Headquarters California, USA.
Industry Credit card company
website www.visa.de
regulation Federal government
founding 1970
founder Dee Hock
CEO Alfred F. Kelly
Employee 15.000
Supported currencies 160
Customer service Telephone at 0800 - 811 8440 for customers in India
App none
Fees for buyers none
Seller fees none

Conclusion: Advantages and Disadvantages of Visa Online Casinos

Paying in and out is very easy with a Visa credit card, making it the preferred way of paying in virtual gaming portals. Thanks to the increasingly strict security controls, you can continue to use this means of payment in the future. Here are the advantages and disadvantages at a glance:

benefits disadvantage
  • Fast numbers
  • Accepted everywhere
  • You can play immediately
  • 24/7 customer service
  • Danger of losing the monthly expenses from gaze
  • High processing time for payouts

Alternatives to Visa

Visa is of course not the only credit card on the market. Common alternatives are Mastercard Or American Express, whereby in India next to the visas is most commonly offered MasterCard. However, those who do not want to worry about any monthly thought, whether one has a credit card invite open, which now has many other providers to choose from.

Different payment methods like e-wallets PayPal, Trustly and Co., who have come onto the market in recent years for paying on the Internet, offer a wide range of advantages that a credit card like Visa does not provide. For example, buyer protection or bonuses for payments with the respective means of payment and that with immediate account top-up. So it's worth taking a look at new methods.

Frequently asked questions (FAQ)

How do I get a Visa card?

You can only get a Visa card from a bank. The prerequisite for this is a bank account and of course a financial institution that includes Visa in its offer.
Does the Visa card cost me something?

As a rule, paying with the Visa card does not cost anything. However, there may be fees for providing the card to your bank and there may be fees that you should be aware of if your account is not covered.
When will the amount be debited from my account?

The amount paid with a Visa credit card is usually debited from your bank account at the end of the month.